People Solutions

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Customized Employee Benefits Programs with Impactful Results

For more than 90 years, our commitment to personalized client-service and innovation has remained at the forefront of our core values. These principles make SCM the Employee Benefits partner-of-choice for middle market companies and the employer-of-choice for creative professionals dedicated to solving client challenges. As our client, you will quickly embrace the advantages of collaborating with our established team of Employee Benefits specialists.

Our Approach

Our process simplifies the increasing complexity of Employee Benefits. As a result, your company saves time and money, while your employees understand and appreciate their benefits package. Our proven process consists of four refined steps:

Analyze

Comprehensive analysis of your current coverage, exposures, and costs to establish goals for the employee benefits program.

Design

Procurement and negotiation, customization of employee communications to align with company culture and philosophy.

Engage

Implementation of the benefits program and communication to your employees, on-going legislative compliance updates.

Measure

Strategic review, monitoring and evaluation, mutual understanding of expectations and fulfillment.

We Deliver Results

We believe that your path to success is as individual as your insurance needs. Our clients’ success has proven that our 4-Step Process is truly our differentiator. We apply this process to all of our risk management services in order to favorably impact all areas of your business, including employee health and satisfaction.

Create a Positive Impact on Employee Lifestyle
Attract and Retain Top Talent
Gain Peace-of-Mind
Save Time and Create Value
Build a Succinct Roadmap for the Future
Experience Improved Communication

Comprehensive, Personalized Service

Regardless of the complexity or simplicity of your company’s Employee Benefits program, your HR team and employees will have full access to our comprehensive, personalized services.

Financial & Actuarial

Analyze

Actuarial reviews of claims experience and renewal proposals ensures the lowest possible cost for insurance.

Design

Plans are benchmarked against other local companies to design a competitive benefits program using data from the nation’s largest Employer Health Benefits Survey

Engage

Strong service and support teams manage an on-going service calendar, allowing SCM Consultants to focus on cutting-edge strategies and negotiation services.

Measure

Quarterly reviews of Plan Performance includes financial and service level performance.

Legal & Compliance

Analyze

Access to ERISA attorneys ensures in-depth research of complicated legal and compliance questions.

Design

Develop strategies for Health Care Reform, HIPAA, COBRA, FMLA, ERISA, Medicare and Section 125, in addition to preparing 5500 forms and other required filings.

Engage

On-staff Compliance Coordinator delivers breaking news and important information via legislative updates, emails alerts, and seminars.

Measure

Maintenance of a Plan Compliance Calendar ensures that important dates are not missed and compliance requirements are met.

Communications

Analyze

Budget expectations and benefits philosophy are considered while communication strategies, vendors, and resource options are explored.

Design

Printed benefits brochures, enrollment guides and a customized benefits website are created to align with company culture and message.

Engage

Open enrollment meetings are conducted and custom Guidespark benefits and HR educational videos are posted to benefits website for enhanced employee learning.

Measure

Post implementation review measures plan utilization and employee surveys ensure overall satisfaction.

Technology

Analyze

Review current technological resources, identifies areas where processes can be streamlined and costs reduced

Design

Develop a user-friendly, Web-based open enrollment and benefits management system, establish social media communication resources for optimal employee interaction.

Engage

Create a custom branded Website with plan information and direct links to secure enrollment system and insurance carriers for optimal employee interaction.

Measure

Web analytics provide employee participation results and a social media dashboard creates a roadmap for continued communication.

Benefits Administration

Analyze

In-depth review of current vendor and enrollment process identifies areas needing improvement

Design

Coordination of benefits enrollment and administration software systems.

Engage

Dedicated call center provides support for employee enrollment, benefits education, problem resolution and employee advocacy.

Measure

Premium reporting, auditing, and reconciliation services evaluate plan effectiveness, saving time and money.

Health Risk Consulting

Analyze

Assessment of your existing program, employee preferences and demographics ensures positive results are achieved.

Design

Health risk strategies and program focused on lowering your Workers’ Compensation costs and increasing employee productivity.

Engage

Inteigrated approach, combining consistent employee communication through print, web, and social media encourages employee participation.

Measure

Annual Health Scorecard reports utilization of preventative care services and levels of productivity, on-going program monitoring and reporting to ensure positive ROI on investment in wellness.

HR Consulting

Analyze

ThinkHR advisors help resolve the most complex HR issues immediately, rendering sound and actionable guidance.

Design

Comprehensive, professional tools and resources provide solutions to alleviate your HR burden.

Engage

HR Advisors provide general information and advice on more complex issues along with access to online tools, forms, templates, and guides.

Measure

Adept administration of any or all aspects of current benefits program at a lower cost and risk, reducing overall workload.