Customized employee benefits programs with impactful results
For over 80 years, our commitment to personalized client-service and innovation has remained at the forefront of our core values. These principles make SCM the Employee Benefits partner-of-choice for middle market companies and the employer-of-choice for creative professionals dedicated to solving client challenges. As our client, you will quickly embrace the advantages of collaborating with our established team of Employee Benefits specialists.
Our Approach
Our process simplifies the increasing complexity of Employee Benefits. As a result, your company saves time and money, while your employees understand and appreciate their benefits package. Our proven process consists of four refined steps:
ANALYZE
Comprehensive analysis of your current coverage, exposures and costs to establish goals for the employee benefits program
DESIGN
Procurement and negotiation; customization of employee communications to align with company culture and philosophy
ENGAGE
Implementation of the benefits program and communication to your employees; on-going legislative compliance updates
MEASURE
Strategic review, monitoring and evaluation; mutual understanding of expectations and fulfillment
WE deliver results
We believe that your path to success is as individual as your insurance needs. Our clients’ success has proven that our 4-Step Process is truly our differentiator. We apply this process to all of our risk management services in order to favorably impact all areas of your business, including employee health and satisfaction.
- Create a positive impact on employee lifestyle
- Attract and retain top talent
- Gain peace-of-mind
- Save time and create value
- Build a succinct roadmap for the future
- Experience improved communication
comprehensive, personalized service
Regardless of the complexity or simplicity of your company’s Employee Benefits program, your HR team and employees will have full access to our comprehensive, personalized services.
Financial & Actuarial
Actuarial reviews of claims experience and renewal proposals ensures the lowest possible cost for insurance
Plans are benchmarked against other local companies to design a competitive benefits program, using data from the nation’s largest Employer Health Benefits Survey
Strong service and support teams manage an on-going service calendar, allowing SCM Consultants to focus on cutting-edge strategies and negotiation services
Quarterly reviews of Plan Performance; includes financial and service level performance
Legal & Compliance
Access to ERISA attorneys ensures in-depth research of complicated legal and compliance questions
Develop strategies for Health Care Reform, HIPAA, COBRA, FMLA, ERISA, Medicare and Section 125, in addition to preparing 5500 forms and other required filings
On-staff Compliance Coordinator delivers breaking news and important information via legislative updates, email alerts and seminars
Communications
Budget, expectations and benefits philosophy are considered, while communication strategies, vendors and resource options are explored
Printed benefits brochures, enrollment guides and a customized benefits website are created to align with company culture and message
Open enrollment meetings are conducted and custom Guidespark benefits and HR educational videos are posted to benefits website for enhanced employee learning
Post implementation review measures plan utilization and employee surveys ensure overall satisfaction
Technology
Review current technological resources, identifies areas where processes can be streamlined and costs reduced
Develop a user-friendly, web-based open enrollment and benefits management system; establish social media communication resources for optimal employee interaction
Create a custom branded website with plan information and direct links to secure enrollment system and insurance carriers for optimal employee interaction
Web analytics provide employee participation results and a social media dashboard creates a roadmap for continued communication
Benefits Administration
In-depth review of current vendor and enrollment process identifies areas needing improvement
Coordination of benefits enrollment and administration software systems
Dedicated call center provides support for employee enrollment, benefits education, problem resolution and employee advocacy
Premium reporting, auditing and reconciliation services evaluate plan effectiveness, saving time and money
Health Risk Consulting
Assessment of your existing program, employee preferences and demographics ensures positive results are achieved
Health risk strategies and program focused on lowering your Workers’ Compensation costs and increasing employee productivity
Integrated approach, combining consistent employee communication through print, web and social media encourages employee participation
Annual Health Scorecard reports utilization of preventative care services and levels of productivity; on-going program monitoring and reporting to ensure positive ROI on investment in wellness
HR Consulting
ThinkHR advisors help resolve the most complex HR issues immediately, rendering sound and actionable guidance
Comprehensive, professional tools and resources provide solutions to alleviate your HR burden
HR Advisors provide general information and advise on more complex issues, along with access to on-line tools, forms, templates and guides
Adept administration of any or all aspects of current benefits program at a lower cost and risk, reducing overall workload
